FROM POOR FICO TO GOOD FICO-THE ULTIMATE GOAL
After 30 Days
Well this past month my credit repair process completed and the inaccuracies I found in my report were corrected along with some other negative items that I didn't dispute, so that was a somewhat of a bonus. The overall status is that my score went 30 pts for Experian, and Equifax but my Transunion dropped 20pts. I'm not quite sure why my Transunioin score dropped my only guess is that some of the other items that were deleted were old, so they lengthened my credit history which in a slight way helped my credit score. However overall it was a successful dispute process and I recommend everyone to do the same!
With that being said, there's obe more problem that I found so this will be my second wave of dispute letters, onward to a better FICO score I go!!!
Monday, October 15, 2007
Tuesday, September 18, 2007
IMPROVING CREDIT SCORE-Days 4-11
FROM POOR FICO TO GOOD FICO-THE ULTIMATE GOAL
Days 4-11
Well this past week or so has covered days 4-11 of my credit repair process under the disputing inaccuracies I found in my report. The 3 Major Credit Bureaus haven't responded yet to my "certified" mailed letters as of yet. Since the countdown has begun, they have now only 19 days left to respond with valid proof that these debts are mine.I look forward to repairing my credit report so that I will no longer suffer from having to pay higher interest rates because this FICO, especially if I didn't make the bad credit decisions that they have on my record. Please leave a comment if you have experience in the "self" repairing credit field. Thank you, Tony.
Days 4-11
Well this past week or so has covered days 4-11 of my credit repair process under the disputing inaccuracies I found in my report. The 3 Major Credit Bureaus haven't responded yet to my "certified" mailed letters as of yet. Since the countdown has begun, they have now only 19 days left to respond with valid proof that these debts are mine.I look forward to repairing my credit report so that I will no longer suffer from having to pay higher interest rates because this FICO, especially if I didn't make the bad credit decisions that they have on my record. Please leave a comment if you have experience in the "self" repairing credit field. Thank you, Tony.
Monday, September 10, 2007
IMPROVING CREDIT SCORE-Day 3
FROM POOR FICO TO GOOD FICO-THE ULTIMATE GOAL
Day 3
Well today is Day 3 in my credit repair process under the disputing inaccuracies I found in my report. The 3 Major Credit Bureaus haven't responded yet to my "certified" mailed letters. Since the countdown has begun, they have 27 days left to respond with valid proof that these debts are mine.I look forward to repairing my credit report so that I will no longer suffer from having to pay higher interest rates because this FICO, especially if I didn't make the bad credit decisions that they have on my record. Please leave a comment if you have experience in the "self" repairing credit field. Thank you, Tony.
Day 3
Well today is Day 3 in my credit repair process under the disputing inaccuracies I found in my report. The 3 Major Credit Bureaus haven't responded yet to my "certified" mailed letters. Since the countdown has begun, they have 27 days left to respond with valid proof that these debts are mine.I look forward to repairing my credit report so that I will no longer suffer from having to pay higher interest rates because this FICO, especially if I didn't make the bad credit decisions that they have on my record. Please leave a comment if you have experience in the "self" repairing credit field. Thank you, Tony.
IMPROVING CREDIT SCORE-Day 2
FROM POOR FICO TO GOOD FICO-THE ULTIMATE GOAL
Day 2
Well today is Day 2 in my credit repair process under the disputing inaccuracies I found in my report. The 3 Major Credit Bureaus haven't responded yet to my "certified" mailed letters. Since the countdown has begun, they have 28 days left to respond with valid proof that these debts are mine.I look forward to repairing my credit report so that I will no longer suffer from having to pay higher interest rates because this FICO, especially if I didn't make the bad credit decisions that they have on my record. Please leave a comment if you have experience in the "self" repairing credit field. Thank you, Tony.
Day 2
Well today is Day 2 in my credit repair process under the disputing inaccuracies I found in my report. The 3 Major Credit Bureaus haven't responded yet to my "certified" mailed letters. Since the countdown has begun, they have 28 days left to respond with valid proof that these debts are mine.I look forward to repairing my credit report so that I will no longer suffer from having to pay higher interest rates because this FICO, especially if I didn't make the bad credit decisions that they have on my record. Please leave a comment if you have experience in the "self" repairing credit field. Thank you, Tony.
Sunday, September 9, 2007
Friday, September 7, 2007
IMPROVING CREDIT SCORE-Day 1
FROM POOR FICO TO GOOD FICO-THE ULTIMATE GOAL
Day 1
Well today is Day 1 in my credit repair process under the disputing inaccuracies I found in my report. The 3 Major Credit Bureaus should have recieved my "certified" mailed letters today. Now the countdown begins officially, they have 29 days left to respond with valid proof that these debts are mine.
I look forward to repairing my credit report so that I will no longer suffer from having to pay higher interest rates because this FICO, especially if I didn't make the bad credit decisions that they have on my record. Please leave a comment if you have experience in the "self" repairing credit field. Thank you, Tony.
Day 1
Well today is Day 1 in my credit repair process under the disputing inaccuracies I found in my report. The 3 Major Credit Bureaus should have recieved my "certified" mailed letters today. Now the countdown begins officially, they have 29 days left to respond with valid proof that these debts are mine.
I look forward to repairing my credit report so that I will no longer suffer from having to pay higher interest rates because this FICO, especially if I didn't make the bad credit decisions that they have on my record. Please leave a comment if you have experience in the "self" repairing credit field. Thank you, Tony.
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